My point was literally nothing more than "hahaha look at this fart joke i mean lame humorous tie-back to a prior conversation." I think i did prove my point. I'm not actually here for an in-depth discussion regarding HSAs on a Miata forum in front of a room that isn't interested in having said discussion.lol, the irony of trying to prove your point, but you proved mine instead.
yes, some diseases do cost hundreds of thousands of dollars to treat, particularly as you get older (you know, like retired folks are).
look back to our conversation about maxing HSA contributions from a couple days ago.
EDIT: to add, HSA alone isn’t going to 100% fund your lifetime medical costs, since annual HSA contributions are limited to less than $3600/year for an individual (in 2021). this will obviously increase each year, but you’re still talking <$150,000 in 2021 dollars if you maxed the contribution each year of your 40 year career. that’s less than the average total cost of cancer treatment today, so obviously you need other income / savings to cover... unless you prefer to just not get treated.