[Agent935]

So Driving home last night, I was in the left lane going straight across an intersection and the car in the middle lane decided to turn left... right into my passenger side fender. The damage is minor, just body pannels I think, but might get expensive to fix. It would be hard to show it in a photo. plus By the time I got home It was dark so no good to try then. Filed a claim with insurance. Hopefully I can get my bumper and fender replaced and painted.

I wonder If I get the claim to go through how much extra it would cost to get the body shop to respray the whole car...

 

[wingw]

Sorry to hear that. I don't get why people are so stupid, just go one more block and make a left then go from there! :evil:

 

[Caldera]

You didn't file a claim with your insurance did you?

I'd have gone after their insurance, not your own.

 

[Agent935]

I am having My insurance go after their insurance. Less work for me.

 

[slydin miata 619]

aww that sucks...if the insurance doesnt give you enough...bring them to court...it always seems to work...

 

[Caldera]

I am having My insurance go after their insurance. Less work for me.

More money in the long run though, at fault or not, your insurance company will usually note on your record an incident, and that raises a redflag for incidents... if your record is clean, you're probably close to okay, or it'll be such a small increase that it's not worth the headache.

My friend Mike does the same thing you did though. He's of the opinion that he pays his insurance good money to deal with that crap FOR him. Can't fault his logic, but my mom was an insurance broker for 20 years. I don't trust any people in that industry, so I do all my own legwork like that.

Glad it's getting taken care of though.

 

[Nightmarejr]

basically you can get more if you ask them to blend the paint in which usually means to pain the hood bumper and door. maybe...

it would prolly cost you a couple hundred more not that much more to paint the entire car. gl with that pm me if you want advice on how best handle your insurance claim.

 

[Agent935]

Yeah, I'm entirely too lazy to do that kind of thing myself. And this is my first ever reported accident. I did total an 84 Subaru GL once but no one needs to know about that.

 

[bratfass]

sorry to hear, perhaps time for doing a mod?

 

[boogie van]

yes, they happened to bend one of your really expensive wheels when they hit you right? wink, wink, nudge, nudge :mrgreen:

 

[MiataRoadster]

Dude, your subject was misleading! I thought your car was totalled. Glad you're OK.

Bill

 

[Agent935]

only mod that may come out of this is the paint... well maybe a new weheel if I can convince them the curb rash on my wheel is from the crash

Bill; I can see how you might get that out of the topic if you read it fast.

 

[Agent935]

Update: I still haven't head back from the claim agent from the other person's insurance company and it has been a week since the claim was opened with them. I Took the car to a body shop that I like to get an estimate and they said it'd be $1500 to fix it up. I guess I'll try calling the claim agent on Monday.

Anyone know anything about USAA? it seems odd to me that the claim agent is in the mountain time zone... well and odd that they haven't called me back.

 

[[epic]]

Anyone know anything about USAA?

i have USAA, but I haven't had to file a claim yet for anything, but they were cool when I was insuring the miata. sorry to be of no help about the claims dept.

 

[FooSchnickens]

I'm using USAA, they've always treated me right. If they're taking a while it's because the other company is giving hte the runaround more than likely. That's what was happening with my claim when I got rear-ended up underneath a truck...

 

[Agent935]

Foo, USAA is the "other company." My insurance is through progressive. They opened the claim with USAA on my behalf. USAA is the company that is not getting back to me or answering my calls.

 

[FooSchnickens]

Ahh, I see. Can't help ya there. :|

BTW, nice cylon punkin ya got there :lol: