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· Mnt Climber/ Trail Runner
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250 Posts
Discussion Starter · #1 ·

· Banned
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800 Posts
Does the guy seriously think his insurance company is going to cover that? Unless he specifically got exotic car insurance, not going to happen. I've got great rates, and a good driving record, and have been with my insurance carrier a long time. I guaranteed if I called them up and asked them to insure my new $200k car, they will decline.
 

· Premium Member
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8,255 Posts
Does the guy seriously think his insurance company is going to cover that? Unless he specifically got exotic car insurance, not going to happen. I've got great rates, and a good driving record, and have been with my insurance carrier a long time. I guaranteed if I called them up and asked them to insure my new $200k car, they will decline.
Have you actually looked into exotic insurance? It's cheaper than you think and available from all the big guys.
 

· Candy ass miata man
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3,928 Posts
To own an exotic its really not that exspensive. The insurance isnt bad, of course its more than your miata but its very doable for someone with an average job. A friend of mine making less than 30k a year was looking at used gallardos and gave me the exact price for someone his age and it wasnt bad at all, suprised me.
 

· Rare Parts Aficionado
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445 Posts
why wouldn't they cover it ?? It's going to be a big hit on his record since he is at fault. If he insured the car then It's just like any other car. They insure it by your driving record points, value of the car, and miles you are going to put on it. Exotic show/collectible car insurance is totally different deal and much much cheaper. But sometimes you are not even allowed to drive the car on weekdays.
 

· Registered
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2,153 Posts
To own an exotic its really not that exspensive. The insurance isnt bad, of course its more than your miata but its very doable for someone with an average job. A friend of mine making less than 30k a year was looking at used gallardos and gave me the exact price for someone his age and it wasnt bad at all, suprised me.
Well how much was it?
 

· ┐('~`;)┌
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7,943 Posts
If you're cool with half of your monthly income paying off the car for six years, so forget living comfortably, or saving, or investing, or anything clever like that.

Actually he'd more or less have my lifestyle, aside from the car. It would not be cool driving a girl back to my apartment in a Lambo.

For a cheap Gallardo, it looks like about 23,900 a year for payments, insurance, maintenance, and gas. I got curious. Almost made a spreadsheet.
 

· Supporting Member
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200 Posts
ohh man what a fail! It would be even more of a fail if he only had liability insurance...

someone said this on the link "He went from driving a truck to driving a Lambo. That's like weening a baby off of breast milk and straight to scotch" I thought it was pretty funny
 

· Closed Shell Syndrome
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11,152 Posts
Utah man wins Lamborghini, crashes it hours later:

From Associated Press
December 21, 2011 6:33 PM EST
SALT LAKE CITY (AP) — A truck driver who won a $380,000 Lamborghini in a convenience store contest crashed the sports car six hours after he got it, and he now plans to sell the 640-horsepower convertible because he can't afford the insurance or taxes.
"I already had offers on it. I'm going to sell it," David Dopp said Wednesday. "I have bills more important than a Lamborghini. I've got a family to support."
Dopp, a 34-year-old truck driver for Frito-Lay, spun out of control just a few hours after taking the keys to the Murcielago Roadster that he won in a "Joe Schmo to Lambo" contest sponsored by Maverik convenience stores.
The lime green convertible was being held by his insurance company at a Utah towing yard. It will be sent to an authorized Las Vegas dealer for repairs next week.
Dopp told The Associated Press the damage "isn't super bad" — a punctured oil pan and wheel and a few dents and scratches on the front and rear ends. The father of six said he couldn't afford to pay taxes on the car or the insurance, which runs $3,500 every six months.
"That's why rich people own them," he said. "The poor people like me don't."
Dopp was taking family members and friends on joy rides the first evening. He said he took a curve at about 45 mph and "hit some black ice and spun out." The car jumped a curb and went through a fence before coming to a rest about 75 feet off the road. Neither Dopp nor his passenger was injured.
"My heart pretty much fell out," Annette Dopp told KSL-TV of Salt Lake City. "They said they were OK. Then (came), you know, that feeling when your heart drops and you're like, 'Oh, my gosh. What do we do now?'"
The Lamborghini was the envy of Santaquin, a town of 9,000 about 55 miles south of Salt Lake City. Police say the Lamborghini's high-performance summer tires weren't suited for icy conditions and the car is simply too powerful — and exceptionally light with carbon fiber body parts. Dopp wasn't ticketed.
Dopp was videotaped jumping up and down and hollering in speechless disbelief when contest officials announced during a Nov. 12 college football game that he won the car. He had to take out insurance before he could claim the car — "that was a good thing," he says — and took the keys to the roadster Saturday.
Dopp said he never imagined he could keep the car for long because it costs too much to own.
He also won $5,000 worth of driving lessons at Miller Motorsports Park in Tooele County.
Dopp said he'll be more careful the next time he gets behind the wheel.

SOOOO much fail I don't even know where to begin.:fp::fp::fp:
 

· (⌐■_■)
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5,018 Posts
I bet the trucker thought for a moment how cool it would have been if the car was black and gold. And probably referred to himself as the bandit at least once while driving the lambo.

Eastbound and down, loaded up and truckin, he's gonna do what they say can't be done
 

· Supporting Member
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442 Posts
Kinda funny but kinda sad... I think if I won something like that I'd just sell it straight off rather than spending thousands insuring it when you know there's no way you could keep it.

Russell.
 

· Registered
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10,262 Posts
Kinda funny but kinda sad... I think if I won something like that I'd just sell it straight off rather than spending thousands insuring it when you know there's no way you could keep it.

Russell.
I like how he said he can't afford the insurance on it and thats why he is going to sell it. I wanna know how he afforded the taxes then.
 
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